FLOWT Symbol - White Square
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Turn Your Business Expenses Into Business Perks

Profit first, pay later

Improve cash flow

Unlock better cash flow and cost of capital with 30 – 60 days of extra time to pay your bills.

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Make large payments on credit

Pay with credit

Flowt will process payments from $25,000 up to $1,000,000 per swipe.

White-glove service

Leverage expert support

Our concierge support team can assist in raising your credit limits with card providers. Get our assistance with...

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How it Works

CLIENT SENDS INVOICE TO FLOWT

2

FLOWT SENDS PAYMENT LINK TO CLIENT

3

CLIENT MAKES PAYMENT VIA CREDIT CARD

4

PAYMENT CLEARS

5

VENDOR RECEIVES MONEY VIA ACH

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3
4
5

CLIENT SENDS INVOICE TO FLOWT

FLOWT SENDS PAYMENT LINK TO CLIENT

CLIENT MAKES PAYMENT VIA CREDIT CARD

PAYMENT CLEARS

 

VENDOR RECEIVES MONEY VIA ACH

 

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Founders

Anwar

Anwar Daniels

CO-FOUNDER + CEO

Prior to FLOWT’s founding, Anwar ventured into entrepreneurship joining CMS Hospitality, a self-funded enterprise that flourished under his guidance as President and COO. During his tenure, the company’s sales increased from $8 million to $52 million, while the workforce expanded from 50 to over 450 employees. In 2016, Anwar facilitated the successful sale of CMS Hospitality. Beginning in 2017, Anwar served as a consultant for HMS Host, where he devised an innovative $8 million tax savings program. Through this relationship and many others within his consulting network was born the idea for FLOWT. Anwar, a Morehouse College alumnus, actively supports the institution’s mission to cultivate young men’s intellect and leadership abilities.

Russell

Russell Elliott

CO-FOUNDER + COO

Prior to founding FLOWT, Russell spent 13 years at Goldman Sachs, where he served as a managing director and head of Americas Tactical Equity Derivative Structuring. While at Goldman Sachs, Russell’s accomplishments include growing his teams annual revenue from $10 million to $75 million in three years through product development, team leadership, and business scaling. Before his career in finance, Russell began as an aerodynamicist in the autonomous advanced design group at Northrop Grumman. He holds bachelor’s degrees from Morehouse College and Georgia Institute of Technology and a master’s degree from University of California, Berkeley.

Anwar

Anwar Daniels

CO-FOUNDER + CEO

Prior to FLOWT’s founding, Anwar ventured into entrepreneurship joining CMS Hospitality, a self-funded enterprise that flourished under his guidance as President and COO. During his tenure, the company’s sales increased from $8 million to $52 million, while the workforce expanded from 50 to over 450 employees. In 2016, Anwar facilitated the successful sale of CMS Hospitality. Beginning in 2017, Anwar served as a consultant for HMS Host, where he devised an innovative $8 million tax savings program. Through this relationship and many others within his consulting network was born the idea for FLOWT. Anwar, a Morehouse College alumnus, actively supports the institution’s mission to cultivate young men’s intellect and leadership abilities.

Russell

Russell Elliott

CO-FOUNDER + COO

Prior to founding FLOWT, Russell spent 13 years at Goldman Sachs, where he served as a managing director and head of Americas Tactical Equity Derivative Structuring. While at Goldman Sachs, Russell’s accomplishments include growing his teams annual revenue from $10 million to $75 million in three years through product development, team leadership, and business scaling. Before his career in finance, Russell began as an aerodynamicist in the autonomous advanced design group at Northrop Grumman. He holds bachelor’s degrees from Morehouse College and Georgia Institute of Technology and a master’s degree from University of California, Berkeley.

Our Story

Flowt was born out of CEO Anwar Daniels’ desire to run all of his supplier charges (+$20mm p.a.) through his credit card to better manage his monthly cash flow, extract credit card value and establish a credit history for his Airport Concession business. At the time, there were limited resources to do so. Now there are. After selling his concession business, Anwar created FLOWT.